£3545+ pages
Yes, you can get a UK mortgage. Here's exactly how.
UK Mortgages for Visa Holders & Non-Residents
“Do I need ILR?” “Will my visa's remaining time block me?” “Can I borrow while living in Türkiye?” The answers exist, but they're scattered across broker websites and forums — almost never in Turkish. This guide brings them together.
What's inside
- Eligibility by status: Skilled Worker, Spouse, Ankara Agreement legacy, Student, ILR, British citizen abroad, and full non-resident — what each realistically qualifies for
- The deposit ladder: why 10%, 15% and 25% deposits open completely different lender doors
- How lenders assess foreign income and Turkish-source deposits
- The document pack: exactly what to prepare before approaching any broker
- Decision in Principle: getting one, what it does and doesn't guarantee
- Broker vs bank direct — and how to choose a broker who knows visa cases
- Rates and product types in 2026: fixed vs tracker, terms, fees, overpayments
- 12 reasons visa applications get declined — and how to pre-empt each one
- Islamic (Sharia-compliant) home purchase plans: how they work in the UK
