Question 1

Can foreigners buy property in the UK?

Accepted Answer

Yes. There are no nationality restrictions on owning UK property. You do not need a visa or residency to buy — though non-residents pay a 2% SDLT surcharge, and owning property does not itself grant any right to live in the UK.

Question 2

Does buying a home give me a UK visa or residency?

Accepted Answer

No. The UK has no property-based "golden visa". Property ownership and immigration status are completely separate. For visa matters, consult a regulated immigration adviser.

Question 3

Can I get a UK mortgage on a work or student visa?

Accepted Answer

Often yes, on a work visa — lenders look at visa time remaining, income, and deposit (commonly 10–25%). Student visas are much harder. Non-residents can use specialist/international lenders with larger deposits.

Question 4

How long does buying take?

Accepted Answer

Typically 8–16 weeks from accepted offer to completion. Leasehold flats and chains take longer; chain-free cash purchases can be faster.

Question 5

Can I buy without traveling to the UK?

Accepted Answer

Yes — the entire process can be handled remotely with video viewings, electronic ID verification, and power-of-attorney arrangements where needed. Our Remote Buyer package is built for exactly this.

Question 6

Is my money from Türkiye a problem?

Accepted Answer

Not if it's documented. UK solicitors and banks must verify the source of funds. Bank statements, property sale documents, or business accounts from Türkiye are acceptable — the key is a clear paper trail. We help you prepare this before it causes delays.

Question 7

Freehold vs leasehold — which should I buy?

Accepted Answer

Houses are usually freehold (you own everything). Flats are usually leasehold (you own a long lease). Leasehold is normal and mortgageable, but check lease length (90+ years), service charges, and ground rent carefully.

Question 8

What is "gazumping"?

Accepted Answer

Because offers aren't binding until exchange, a seller can accept a higher rival offer after accepting yours. It's legal, frustrating, and one reason to progress quickly to exchange.

Question 9

How do I pay for your services?

Accepted Answer

By bank transfer via our Wise business account — we accept GBP, EUR, and TRY. Full payment details are provided on your invoice.

Frequently asked questions