
£3960+ pages
Stop paying £12,000 a year in rent. Own the flat your child studies from.
Student Housing Buyer's Guide: Buying for Your Child at a UK University
Every September, thousands of Turkish families send children to UK universities — and £800–£1,400 a month to a landlord. This guide shows you the alternative: buying a well-chosen flat near campus that houses your child today and becomes a rental asset tomorrow.
What's inside
- University city comparison: purchase prices, rental demand and typical yields around 15 major UK universities (London, Manchester, Birmingham, Leeds, Edinburgh, Coventry and more)
- Buy vs rent: full 3-year and 5-year worked cost comparisons in GBP
- What to buy: standard flat vs student HMO vs purpose-built student accommodation (PBSA) — and why we urge extreme caution on PBSA “guaranteed return” schemes
- Buying in whose name? Parent, child, or joint — ownership structures and the SDLT consequences of each
- Mortgages for this scenario: non-resident parent buyers, deposits, and lender expectations
- Letting the spare rooms legally: HMO licensing basics, tenancy types, taxes on rental income
- Exit strategy: selling or keeping the flat after graduation
- Bilingual glossary and a step-by-step purchase checklist


